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Treasury ManagementWe understand that your time is better spent managing your business than worrying about your daily financial operations. That’s why we offer a complete line of Treasury Management Services to assist you in managing your day-to-day banking needs. We can help enhance cash flow, automate repetitive tasks, reduce interest expense, enhance controls, minimize idle balances and provide timely information reporting. Let our Treasury Management Service professionals assist you in finding the most efficient and cost effective approach to managing your business banking relationship. Collection ServicesExpediting the collection of funds from your customers is a vital part of your financial success. The following Collection Services are designed to make the process as efficient as possible. Remote Deposit CaptureAllows you to deposit checks without leaving the office. You simply scan your deposit items and the images are sent to the bank via a secure internet connection for clearing.
Automatic Clearing House (ACH)This service provides you with a cost effective method of collection by enabling you to draft checking accounts for payments.
Deposit ConcentrationBy using our ACH service, deposits from other banks can be collected in a single BankTrust account. Wholesale Lockbox ServiceProvides acceleration of incoming payments to your account by mailing them directly to BankTrust for processing. Several options are available for providing remittance information for updating your receivables. • See Comparison Chart • Back to Top • Contact Us Disbursement and Reconcilement ServicesAutomatic Clearing House (ACH)This service allows you to electronically send payments to your vendors. ACH can streamline reconcilement routines and prevent fraud. It can also be used for direct deposit of payroll.
Image Checks and Deposits on CD ROMThis service provides a long-term storage alternative to paper. Images of checks, deposit tickets and deposit items are saved to a CD ROM for efficient storage and retrieval of these documents. Deposit Reconcilement ServiceIf you have multiple locations depositing into a single BankTrust account, you can use encoded deposit slips and our online service to produce reports verifying each location's deposits.
Account ReconcilementThis online service allows check paid files to be exported for reconciliation. • See Comparison Chart • Back to Top • Contact Us Funds Management ServicesLet BankTrust automate your daily cash management needs to maximize your interest earnings, minimize interest expense or automatically consolidate funds.Zero Balance AccountsAllows you to automate the concentration of funds from subsidiary accounts into a primary account. This service can be used in conjunction with the services below to maximize interest earnings or reduce interest expense.
Investment Sweep ServiceMaximize interest earnings of excess balances by using BankTrust's automatic investment sweep service.
Line of Credit Sweep ServiceThis service provide for the automatic payment to a line of credit when excess funds are available or advance from your line when a deficit balance occurs in your checking account.
• See Comparison Chart • Back to Top • Contact Us Information Reporting ServicesBusiness Internet BankingWith BankTrust's Internet Banking, you will always stay informed of your financial situation. This online service allows you to perform banking functions from anywhere that you have internet access. Instant Access Banking services include:
Telephone BankingThis convenient service is available to you FREE 24 hours a day, 7 days a week. With one easy call, you can:
• See Comparison Chart • Back to Top • Contact Us Other Commercial ServicesMerchant Card ServicesRealize the potential of your business by utilizing our card payment acceptance services. Over half of all Americans have credit and debit cards and find it more convenient to make purchases with these cards than with cash. As a merchant, card acceptance allows you to reduce overhead by eliminating many of the accounting, collection and paper work activities associated with your cash and checks. BankTrust's Card Services include:
BankTrust Credit Card*This powerful tool provides your business with unmatched purchasing convenience. Our credit cards feature no annual fee and are accepted around the world. Plus they're backed by our superior level of customer service. Apply for a BankTrust credit card today.*Subject to credit approval.
*Subject to credit approval. • See Comparison Chart • Back to Top • Contact Us Contact Treasury ManagementTreasury Management Services Sales1-800-689-7929251-432-2247 • See Comparison Chart • Back to Top • Contact Us  |
